BlackLGRecovery Intelligence

Judgment Intelligence Academy™

Underwrite the judgment before you enforce it.

An executive learning platform and intelligence system for evaluating, underwriting, and assessing judgments for recovery potential. Built for operators who want to think like a judgment underwriter before they spend a dollar on enforcement. Educational only — not legal advice.

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Fundamentals · Lesson 6 · 7 min

Enforcement Basics

An overview of the standard enforcement toolkit available to a judgment creditor.

Overview

Enforcement is the work of converting a judgment into dollars.

Most operators rely on a small toolkit: recording, discovery, garnishment, levy, and — in the right case — charging order or receivership.

Tool selection should follow the asset, not the other way around.

Key Concepts

  • • Abstract / lien recording
  • • Wage garnishment
  • • Bank levy
  • • Till tap / keeper levy (business)
  • • Charging order (LLC / partnership interest)
  • • Receivership

Examples

Tool to asset

Known real estate → record abstract. Known W-2 employer → garnishment. Known bank → levy after exam. No known assets → discovery first, enforcement second.

Common Mistakes

  • • Filing a levy without knowing the bank.
  • • Garnishing without confirming employer.
  • • Skipping recording and going straight to expensive remedies.

Recommended Resources

  • • Enforcement Tool Selector
  • • Pre-Enforcement Triage Checklist

Educational only. Not legal advice. Judgment enforcement varies by state — consult licensed counsel.

This information is educational and not legal advice. Judgment enforcement is highly state-specific. Consult licensed counsel in the relevant jurisdiction before acting on any material presented here.