Black Ledger Score™
0–100
Proprietary recovery scoring per account
Engagement
Confidential Review
No-cost assessment of submitted accounts
Coverage
All 50 States
Lien & judgment leverage assessed nationwide
Focus
Enterprise B2B
CFO / Controller / Credit / Legal
Solutions
The BlackLG Recovery Stack
Receivables Review & Placement
Independent review of high-value B2B receivables — routed to vetted recovery partners.
BlackLG reviews, scores, and qualifies enterprise commercial accounts that internal A/R has exhausted, then routes them to vetted recovery partners under confidential terms.
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Accounts Receivable Consulting
Re-engineer the receivables function.
Diagnostic and operational consulting for CFOs and Controllers — credit policy, collections cadence, dispute workflow, and A/R technology.
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Judgment Leverage
Turn paper judgments into a clear path to recovery.
Domestication review, asset investigation, and post-judgment enforcement mapping across jurisdictions. BlackLG identifies the judgments that internal counsel and prior firms have shelved — then routes the qualified ones for enforcement.
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Lien & UCC Analysis
Mechanic's liens, UCC enforcement, and secured-party leverage — assessed.
Review of pre-lien notices, perfection, foreclosure paths, and bond claims for construction, equipment, and materials creditors. UCC Article 9 leverage assessed for secured lenders and lessors.
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Financial Recovery Strategy
Executive strategy for distressed receivables portfolios.
Board-level engagements to evaluate, segment, and monetize impaired receivables portfolios — including bulk placement, sale, or structured workout.
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AI Recovery Intelligence
Black Ledger Score™ — proprietary recovery scoring.
AI-driven scoring of every debtor account across recovery opportunity, payment risk, lien potential, and judgment leverage. Powered by proprietary BlackLG intelligence models.
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Industries Served
Where receivables fail — and where we review.
Why BlackLG
Independent review, not call-center collections.
BlackLG is built for the receivables that internal A/R and prior efforts have written off. The Black Ledger Score™ — proprietary AI scoring across recovery opportunity, lien potential, and judgment leverage — surfaces what is actually worth pursuing, then routes qualified matters to vetted recovery partners.
- Independent — no in-house collection agenda
- Proprietary AI scoring of every debtor account
- Lien, UCC, and judgment leverage assessed nationwide
- Qualified matters routed to vetted recovery partners
Black Ledger Score™
87
Priority Tier
Receivables
92
Construction / Lien
80
Finance Leadership
95
Judgment Opp.
70
Where AR Software Ends, BlackLG Begins
The recovery layer that activates after the software stops.
AI collections platforms automate dunning and aging reports. BlackLG reviews the accounts those systems can't close — scores them, identifies the lien and judgment leverage in play, and routes the qualified files to vetted recovery partners.
HighRadius, Sidetrade, Tesorio, and Lunos sit inside the A/R workflow. BlackLG sits at the end of it — reviewing the receivables those platforms flag and walk away from, then routing the qualified ones onward.
Featured Publication
The Black Ledger
Thought leadership by Chris Eaton
Executive briefings on commercial recovery, B2B receivables, lien & judgment leverage, and the financial intelligence behind the accounts the market writes off.
Inside the Ledger
Recovery Doctrine
How contingency-based recovery actually moves capital.
Lien & Judgment Mechanics
UCC filings, mechanics liens, and post-judgment enforcement.
Debtor Intelligence
Reading financial signals and operational tells of distressed accounts.
Books
The BlackLG Library
Books and field manuals on commercial recovery, credit risk, and the doctrine behind The Black Ledger.
View Library →Speaking
Chris Eaton — Keynotes & Briefings
Available for executive keynotes, board briefings, and finance-leadership panels on commercial recovery and AI.
Request Speaking →From the field
What finance leaders say.
"The BlackLG review surfaced leverage on accounts our prior firm had marked uncollectible. Quiet, fast, and executive-grade."
"The Black Ledger Score™ changed how we prioritize our entire aging report."
"Chris understands the legal mechanics most collections shops can't even spell."