Black Ledger Judgment Exchange
Value. Underwrite. Buy. Sell.
Face value is not market value. A $250,000 judgment against a debtor with no assets and a $60,000 judgment against an operating business with recorded liens are not the same asset. The Exchange applies one standardized underwriting method — BLJS™ and BLJV™ — so owners, attorneys and buyers can price judgments on the same terms.
Value a Judgment
Enter what you know today. Receive a BLJS™ score and an indicative present market value range in minutes.
Begin →Sell a Judgment
Value first, then list anonymously. Debtor identity and documents stay private until a vetted buyer is approved.
Begin →Buy Judgments
Review anonymized, underwritten judgments by jurisdiction, score, balance and recovery horizon.
Begin →The Method
Two numbers that travel with the judgment.
- BLJS™ — Black Ledger Judgment Score
- A 0–100 score across ten categories: enforceability, remaining life, debtor condition, asset intelligence, liquidity, lien priority, enforcement history, documentation, legal complexity and recovery horizon.
- BLJV™ — Black Ledger Judgment Value
- An indicative present market value range derived from expected recovery, enforcement cost, time and confidence — always a range, never false precision.
Automated Indicative Valuation
Instant, based on the facts you enter. Missing facts are scored conservatively and listed so you know what would raise confidence.
Black Ledger Verified Valuation™
A reviewed state, granted only after documents and facts are examined. Unverified files are never shown as verified.
Private by default
Debtor identity, documents and account data never appear publicly. Buyers see anonymized underwriting until access is approved.